COVID-19 Business Resource Page

Financial Updates and Resources


Small Business Recovery Grant Program —

Apply at: New York State COVID-19 Pandemic Small Business Recovery Grant Program

Dutchess County Microenterprise Grant Administered by Community Capital —

The funding for the program comes from the U.S. Department of Housing and Urban Development’s (HUD) Community Development Block Grant COVID/CARES Act (CDBG-CV) which was provided to the County’s Urban County CDBG Consortium.  Eligible businesses must be in a municipality that is a member of the Consortium. The Consortium includes all Dutchess County municipalities, except the City of Poughkeepsie, which received its own CDBG-CV funds; the city is expected to announce a similar program using its CDBG-CV funds in the near future.

Local Loan Assistance is also available at:
If a small business needs immediate cash flow, they can apply for an Emergency Express Loan with Community Capital New York (CCNY) for up to $10,000 with expedited closing. Please see the terms in the link-

To apply visit:

Shutter Venue Operators Grant —

Central Hudson —

Central Hudson Gas & Electric Corp. has launched its Back to Business funding program, committing up to $1 million in economic development support to provide local small businesses with grants to help pay down new working capital loans taken with participating local banks.

Learn more at: Central Hudson Back to Business Program

Verizon Small Business Grant —

Applicants may apply for one business only and must be 18 years of age to apply. For business owners with multiple businesses, please complete this application based on your largest business owned. Each grant is limited to one individual/business. You must submit a new application for each round of grants that are offered in order to be considered for funding that round. Each round has unique aspects and distinct funder requirements.  All awardees will have to certify that they are promoting the best interests of the community and are negatively impacted by the Covid-19 crisis.

You may register here to be notified of grant rounds opening.

Empire State Development Raising the NYS Bar Restaurant Recovery Fund —

ESD announced this grant to provide microgrants for full-service restaurants. In an effort to support small businesses during the COVID-19 pandemic, the Raising the NYS Bar Restaurant Recovery Fund offers ​approximately $3 million in reimbursement grants for up to $5,000 to eligible businesses. Learn more information at: Raising the NYS Bar Restaurant Recovery Fund

The New York Forward Loan Fund (NYFLF) —

NYFLF eased requirements for Economic Injury Disaster Loan (EIDL) borrowers. Effective immediately, small businesses and non-profits that received a PPP loan of $500,000 or less or EIDL loans of $150,000 or less can be eligible for an NYFLF loan. Visit the New York Forward Loan Fund for more information and eligibility requirements.

New York Empire State Digital Initiative —

Through unique partnerships with leading global e-commerce and e-payment providers, Empire State Digital connects New York-based small businesses with the education, access and resources needed to digitize, expand and adapt to the new economy due to the changes from COVID-19. Terms and conditions may apply. Learn more HERE.


Business Financial Information Resources

Economic Injury Disaster Loans (EIDL):

What is an EIDL and what is it used for?

EIDLs are lower interest loans of up to $2 million, with principal and interest deferment at the Administrator’s discretion, that are available to pay for expenses that could have been met had the disaster not occurred, including payroll and other operating expenses.

To inquire about the process and understand what to expect next, contact the Office of Disaster Assistance 24/7 Customer Service line at 800-659-2955.


The CARES Act was enacted to provide immediate assistance to individuals, families, and organizations affected by the COVID–19 emergency. Among the provisions contained in the CARES Act are provisions authorizing SBA to temporarily guarantee loans under the Paycheck Protection Program (PPP). Loans under the PPP will be 100 percent guaranteed by SBA, and the full principal amount of the loans and any accrued interest may qualify for loan forgiveness.

Helpful links:


For Employees:
Pandemic Unemployment Resources:

For Employers:
Paycheck Protection Program (PPP)

Helpful Links:

SBA Document- PPP Program

PPP Frequently Asked Questions


The SBA is warning of an increase in reports of scammers with respect to the PPP and EIDL programs. The following are phishing scams that have been identified:

    • Emails impersonating SBA to a borrower regarding PPP loan applications. SBA DOES NOT communicate with borrowers regarding specific PPP loan applications. All PPP loan correspondence should be between the lender and the borrower.
    • Emails impersonating SBA asking for borrowers to complete and sign attached documents to “complete” their disaster “Grant Application.” SBA does not process grants. All EIDL loan processing now occurs through the EIDL portal, and legitimate loan approval emails clearly reference the original confirmation #. If additional documentation is required (95% of loans do not require more documentation), it is electronically handled in the portal. EIDL Advances process with NO action required on the part of the applicant.
    • *These phishing emails are sophisticated, with SBA logos and styling consistent with legitimate SBA communications. If in doubt, the borrower may contact their local SBA office.
      Report any suspected fraud to the Office of Inspector General (OIG) Hotline at 800-767-0385 or online at: OIG Online Complaint Submission
    • Additional information can be in the SBA tab below and at SBA Programs Scams and Fraud Alerts

Please contact Renee Richard for additional information and resources.


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