Dutchess County Small Business Relief Loan

Respond. Retain. Recover. Rebuild.

COVID-19 has changed everything. The long-term recovery of our neighbors impacted by the pandemic will be critical to maintaining Dutchess County’s success. As we transition into long-term recovery, Dutchess County is committed to supporting its small business community. In order to mitigate the impact COVID-19 has had on our small business community, Think Dutchess has responded with a small business relief loan program. The program was created to retain our businesses and ensure economic recovery.

Together we will help our small businesses rebuild and move into a successful future!


Think Dutchess Small Business Relief Express Loan ProgramThink Dutchess Small Business Relief Loan

The Dutchess County Local Development Corp. (DCLDC) has created a new loan program to help small businesses recover from economic hardships due to the COVID-19 pandemic.

This program aims to provide relief to small businesses in Dutchess County impacted by the COVID-19 pandemic and retain as many jobs as possible. By promptly providing small loans (not to exceed $10,000.00) to qualified Dutchess County businesses that have been unable to secure assistance from other relief programs (EIDL, PPP, Local Emergency Loan and similar programs), the loan fund allows eligible businesses access to much-needed capital to retain jobs, and reopen successfully.

To be eligible:

  • Borrower must have ten or fewer full-time equivalent employees
  • Borrower must be physically located in Dutchess County and loan funds may only be used for Borrower’s operations in Dutchess County
  • Borrower owners must have a credit score of at least 650 and no derogatory information for the last 6 months
  • Borrower must have no more than $1,000 in unresolved judgments, liens, collections or charge offs
  • Borrower must not have past due obligations on any debt or other obligations (such as rent/utilities/child support)
  • Borrower must have no negative or derogatory information on its credit report in the past 12 months
  • Borrower and Borrower’s owner must have no personal bankruptcy in the last 36 months except for medical reasons
  • All parties with a 20% or more of a stake in the Borrower must be part of the application process and personally guarantee the Loan
  • Borrower must demonstrate positive net income according to its most recent Federal Tax Return


To apply for the Think Dutchess Small Business Express Loan click the button below where you will be redirected to our Community Development Financial Institution (CDFI), Community Capital New York, who will be processing applications.



For more information download the Small Business Emergency Loan Information Sheet



Case Studies

COMING SOON. Learn more about the businesses we’ve assisted.


A premier business-led organization, Think Dutchess Alliance for Business brings together 11 agency partners creating a one-stop shop for your site selection, financing, incentives, permitting and advocacy, strategic planning and counseling, marketing and networking needs.